- 4A Castro Way, Derrimut 3026 Victoria Australia
WELCOME TO ZALDIVIA FINANCE
Opening Doors To Your Future
Our expertise shapes your dreams into reality. Together, let’s construct the pathway to your brighter future.
Contact Us
0421 673 913
Your Reliable Financial Companion, Making Your Goals A Reality
Empowering dreams of financial freedom, we’re your trusted guide through your financial journey, making your aspirations a tangible reality.
Our vision at Zaldivia Finance is to foster strong long-term partnerships with key stakeholders including lenders, business partners and most significantly, our valued clients.
Our mission is to empower our clients to take control of their financial future by providing them with the tools, knowledge, and support they need to make informed decisions.
Call Any Time
0421 673 913
Building Foundations For A Brighter Future
Commercial Loan
Home Loan
Investment Loan
Asset Finance
Car Loan
Personal Loan
SMSF
Refinancing
Navigating The Path To Financial Freedom Together
Let’s embark on the journey to achieve your financial goals together. With us as your trusted experts, navigating the path to your dreams will be seamless and rewarding.
Lending Made Easy, Dreams Made Real
Transforming your aspirations into assets.
Let Us Assist You In Obtaining Your Property
We are committed to transparency and keeping our clients fully informed throughout every stage of their loan journey. Whether you are seeking refinancing or making a purchase, our streamlined process will provide clear guidance and support from the initial consultation to settlement.
1. Initial Consultation
Your journey begins with an initial consultation with one of our mortgage experts where we review and understand your current financial situation and future financial goals.
2. Information And Document Collection
This stage is crucial, as it entails gathering vital information and documentation essential for our comprehensive financial assessment.
3. Assessment
This stage involves delving into all received information and documentation to gain a thorough understanding of your current financial position and equity position. This stage includes negotiating interest rates with the chosen lender.
4. Application Preparation
This stage involves data entry, drafting the credit proposal, and compiling the application for submission to the lender. Clients will be required to review and sign both the credit proposal and application forms in order to proceed with the lodgement to the lender.
5. Application Submission
After gathering all necessary information and documentation (including signed applications), we can proceed with submitting the application to the lender.
6. Conditional Approval
This stage occurs once the lender has received and evaluated the application. A letter outlining conditions will be issued before final approval of the application. If there are no other conditions that needs to be met, an unconditional approval will be issued.
7. Formal Approval
A Letter of Offer will be issued to the client outlining the details of the approved loan. This will include loan amount, interest rate, security details, repayment details and loan terms.
8. Settlement
After the Letter of Offer has been signed and finalised by clients, we will liaise with all lenders and other relevant parties to ensure a smooth settlement process without any delays.
Our Team
Linda Zaldivia
Operations Manager
0413 970 983
linda@zaldiviafinance.com.au
Jaedyn Ysais
Senior Loan Processor
0411 799 135
jaedyn@zaldiviafinance.com.au
Phoebe Del Mar
Loan Processor
03 7067 9278
phoebe@zaldiviafinance.com.au
Camille Canaya
Loan Processor
03 9125 6874
camille@zaldiviafinance.com.au
Testimonials
Have Access To All Major Banks And Other Lenders In Australia
