Services

Commercial Loan

If you’re interested in securing a commercial property loan, we’re here to guide you through the process. Commercial loans often yield higher returns compared to residential properties and offer additional advantages such as longer lease terms. We understand that financing a commercial property purchase can seem daunting for investors, especially when navigating the various financing options available. However, rest assured, we’re here to assist you every step of the way

Home Loan

Looking For A Home Loan?

At Zaldivia Finance, we specialise in simplifying the home loan application process, alleviating any stress you may encounter. From submission to settlement, we handle it all.

With our expertise, you’ll receive personalised advice and unwavering support throughout the journey.

Understanding your unique needs is our priority. We negotiate the best rates and fees, ensuring a tailored home loan that empowers you to achieve financial freedom sooner.

First Home Buyers

Buying your first home is a significant financial milestone. At Zaldivia Finance, we’re here to support you every step of the way, offering guidance and essential information to help you make informed decisions.

We understand the importance of knowing your financial responsibilities and the benefits available to you. Trust us to provide clarity and assistance as you embark on this exciting journey to home ownership.

Investment Loans

Investing in property shouldn’t be complicated. At Zaldivia Finance, we streamline the process of obtaining an investment loan, ensuring a hassle-free experience for you.

As a property investor, rental income can make your investment more affordable, coupled with potential tax savings.

With investment loans posing higher risks, our expert team navigates the complex approval criteria, ensuring you’re in a strong financial position to qualify and succeed in your investment endeavours.

A Self-Managed Super Fund

What Is Self-Managed Super Fund (SMSF)?

A self-managed super fund (SMSF) is a savings account for your retirement that you manage yourself, rather than one that is managed by a superannuation provider.

Can You Use Your Self-Managed Super Fund (SMSF) To Buy Property?

Self-Managed Superannuation Funds (SMSFs) offer the opportunity to invest in various assets, including investment properties. Through a self-managed fund, it’s possible to utilize borrowed funds to acquire a single asset or a portfolio of assets with equal market value. This is facilitated by Limited Recourse Borrowing Arrangements (LRBA), where the SMSF trustees gain beneficial interest in the purchased asset, while legal ownership is held in trust. The advantage of an LRBA is that if the loan defaults, only the asset held as security is at risk, safeguarding the entirety of your superannuation fund.

Refinancing

Refinancing Made Simple: At Zaldivia Finance, we specialise in helping homeowners navigate the complexities of refinancing their mortgages. Our expert team works tirelessly to secure the best rates and terms for our clients, whether they’re looking to lower monthly payments, reduce interest rates, access equity, or consolidate debt. With our personalised approach and unwavering commitment to client satisfaction, we make the refinancing process seamless and stress-free, empowering individuals to achieve their financial goals with confidence.

Asset Finance

Unlock Growth with Asset Finance: At Zaldivia Finance, we offer comprehensive asset finance solutions tailored to your business needs. From equipment financing to vehicle leasing, our expert team provides flexible terms and competitive rates, empowering you to acquire the assets necessary for success. Streamline your operations and fuel expansion with our trusted asset finance services.

Private Lending

Tailored Private Lending Solutions: Zaldivia Finance offers bespoke private lending services to meet your unique financing needs. Whether you’re a real estate investor, business owner, or individual seeking alternative funding options, our private lending solutions provide flexible terms and personalised service. With quick approvals and competitive rates, we empower you to seize opportunities and achieve your financial goals with confidence. Trust Zaldivia Finance for discreet and reliable private lending solutions tailored to your specific requirements.

Debt Consolidation

Streamline Your Finances with Debt Consolidation: At Zaldivia Finance, we understand the burden of managing multiple debts. Our debt consolidation services offer a simple solution to combine all your debts into a single, manageable payment. With our expert guidance, you can lower your overall interest rates, reduce monthly payments, and simplify your financial life. Let us help you regain control of your finances and pave the way for a debt-free future. Take the first step towards financial freedom with Zaldivia Finance

Investment Properties

Elevate Your Investment Portfolio with Zaldivia Finance: Our dedicated team specialises in providing tailored financing solutions for investment properties. Whether you’re a seasoned investor or a first-time buyer, we offer expert guidance and personalised service to help you navigate the complexities of financing investment properties. With competitive rates, flexible terms, and a deep understanding of the market, we empower you to maximise returns and build wealth through strategic property investments. Trust Zaldivia Finance to be your partner in achieving your investment goals.

Construction Loans

Build Your Vision with Zaldivia Finance: Our construction loan services are tailored to bring your dream projects to life. Whether you’re planning to build a home, renovate, or develop commercial properties, our expert team provides flexible financing solutions to suit your needs. With competitive rates, seamless processes, and personalised service, we support you every step of the way, from project inception to completion. Trust Zaldivia Finance to be your partner in turning your construction dreams into reality